Job Id: 20210207028
Job Role: Data Scientist-1
Experience: 2-5 Years
Job Location: Chennai
Salary: Best in Industry
Vacancies: Not Mentioned
Job Description Paypal Careers Job Vacancy for Data Scientist in February 2021:
The Data Scientist reports into the credit risk Pay Later organization focusing on the customer lifecycle risk. The role consists of working with each risk strategies owner for a respective product in order to deliver a multi product risk strategy. This is a newly created function aiming at enhancing our risk capabilities beyond the single transaction view to a single customer view. The role will involve deriving analytical insights and strategy development alongside engaging with credit risk strategy owners, risk, product and business partners .
A successful applicant would be expected to:
Uses customer level analytical insights to support strategic decisions
Develop new and existing reports to identify opportunities
Test and learn customer level risk strategies
Performance of key customer level risk related metrics
Execution stability through control framework
For areas of improvement based on post monitoring reports
For engagement in issues resolution
Newly build Customer Valuation models to enable a multi product risk management strategy. This includes but is not limited to : cross sell strategies, targeting strategies, alternative to decline options etc…
The risk initiatives roadmap related to graduation path (i.e. upgrade / cross-sell)
Customer experience along with product teams and other partners
Connect and Collaborate
With each risk strategy owner to ensure consistency of decision making, value maximization – that includes fraud and CRS teams.
With working groups coordinating on projects
With governance team for policy approval and test queries
With fraud team to ensure good coordination of risk/fraud strategies and leverages/shares best practices
With decision systems team to ensure smooth execution, address arising issues
proactively and is transparent with delivery partners across the PP ecosystem including risk platform, GDS, Compliance, Lux bank etc…
What skills and experience are required for this position – (Functional, Technical & Behavioral) please refer to Success Factors if required
Proven credit and fraud risk management experience, along with knowledge of credit performance, data providers, credit and behavioural scoring and the credit industry.
2-5 years experience in credit, Fraud risk management and/or underwriting in consumer credit products (e.g. Credit cards, instalment loans or other revolving credit products). Other relevant analytical experience will be considered.
Strong written, oral, and interpersonal skills a must including the ability to explain / present technical business flows and complex data insights
Experience with credit bureaus and other sources of consumer credit data
Job qualifications, skills & experience and language requirements;
Detail the minimum qualifications, skills & experience and languages required for this position.
Bachelors or masters degree in a related field
Experience with analytics and data mining tools, such as SQL, SAS, SPSS, KnowledgeSeeker, Python
Proven ability to influence, work collaboratively, build and maintain relationships
Must have good judgment with the demonstrated ability to think creatively and strategically
Fluent in English