MBA Finance Jobs in Bangalore – Associate Manager | Standard Chartered Careers

Associate Manager


The Role Responsibilities
High level Role Description

Conduct portfolio analytics and deep dives as required by country/regional/Group Retail Credit. Develop credit strategies across the customer lifecycle of Origination, Portfolio Mgmt and Collections.
Create insights for Retail Risk by studying portfolio trends, performing necessary analytics such as segmentation, profiling, cut-off setting, stress testing, sensitivity analyses
Timely identification of shifts in portfolio risk profile and re-aligning risk-measurement tools for effectiveness and continuously enhance data-driven credit decisions
Provide analytical support to various Risk Reviews, perform adhoc analytical requests to support policy changes
Participate in selective strategic initiatives to build and enhance Group’s in-house analytics capabilities

Competency expected in role

Strong logical reasoning ability. Ability to perform various industry standard complex statistical analysis in relation to credit risk problems
Ability to work with data organized across platforms and formats (RDBMS tables, SAS datamarts, Excel spreadsheets, text files)
Ability to bring out meaningful and actionable insights from unstructured data e.g. transaction data
Ability to blend in existing BAU analytical projects and processes in a seamless manner
Maintaining the desired quality of analytics within stipulated timeframe
Ability to work with multiple departments and stakeholders within the Bank to achieve end results

Key Stakeholders

Head – CRM Analytics
Head – CRM Secured, Unsecured
Global Head – Credit Risk Management (Retail)
Country Credit Head, Country CRM Head
Regional Credit Officers/CROs

Key Measurable:

No direct business targets on asset growth or portfolio profitability
Timely and accurate analytical insights to support good portfolio growth and optimized risk return decisions


Advanced degree (preferably Masters) in a Quantitative Discipline (e.g. Math, Stat, Eco, Engineering, Finance, MBA)
2-6 years desired relevant work experience

Location: Bangalore


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